The credit card bin is a number formed by the first six digits on any credit or debit card. While the codifications of the thousands of banks in the world might be a little complicated, you will not need to know them in order to check the security of the transactions issued by your customers. Al you need is a credit card bin numbers database offered by a specialized site, and once you introduce the data in the system, you will find out important details about your potential clients.
A site of this kind is a great method to reduce the number of chargebacks and frauds on your site. In fact, the internet pirates and scammers are aware about the power of the credit card bin numbers lookup feature, so by stating the fact that you use this service with your site, you will be able to discourage them from trying any illegal operation on your site. For those hackers that are confident in their powers and that are not scared about this feature, the credit card bin numbers search feature will surely be a burden. With this tool, you will be able to expose tem, and you might even think about reporting those illegal transactions to the authorities.
The majority of sites offering this service will give you a simple credit card bin numbers free list for the start. With this list, you will be able to check the cards issued in your country, but if you have an international site with transactions issued by clients from all over the world, you will need an enhanced version of the credit card bin numbers download. Let us see if you should pay the money for this advanced credit card bin version.
The advanced credit card bin numbers list:
The advanced lists if BIN numbers will give you the option to validate the brand of the card, the bank that issued the respective card, and most important, the country where the card was issued. A transaction issued from Ghana with a card of a Dutch cardholder is surely suspicious, but you cannot refuse it from the start. Call the respective client and the bank that issued the card and certify the transaction. If you do not want to bother your client with annoying questions that might offend him, you should check the advanced credit card bin numbers MasterCard and Visa lists offered by the BIN sites.
The credit card bin numbers check service will allow you to check the type of the card also (debit or credit), and the manufacturer (Amex, Cyrus, MasterCard or Visa). The credit card bin numbers checker must also give you details about a certain type of card. For example, even if the program certifies the legitimacy of a transaction, it might be issued by a bank that is not trusted. The credit card bin must give you details about the reasons why this bank is placed on the blacklist of the international banks, so you could decide if you want to allow the transaction or not.